How it works
Multiplies PIE income by the selected prescribed investor rate. PIR determines tax withheld on PIE income. Using the wrong PIR can create under- or over-taxation.
PIR options10.5%, 17.5%, 28%
Applies toQualifying PIE investments
PIE Tax Calculator NZ
Use this NZ PIE tax calculator to estimate portfolio investment entity tax using a selected prescribed investor rate.
Use the calculator
Use the live tool above to enter your figures, compare outcomes, and sense-check the result before you rely on it for planning. This page is built for investors and savers reviewing PIE income and PIR-based tax treatment.
- Review PIR after income or family changes.
- PIE income is taxed differently from ordinary interest.
- Use your actual PIE income, not total portfolio value.
Official IRD guidance
Check the official IRD guidance for the latest published rules, thresholds, timing, and definitions that apply to PIE Tax.
Open official guidance
www.ird.govt.nz/income-tax-calculator/income-tax-for-individuals/types-of-individual-income/portfolio-investment-entity-income-for-individuals/nz-residents
Disclaimer
This calculator provides estimates only and does not replace official IRD calculations.
- Uses the selected PIR directly.
- Does not determine the correct PIR for the user.
- Assumes the amount entered is taxable PIE income.
Frequently asked questions
What is a PIR?
A PIR is the prescribed investor rate used to tax PIE income.
Why does the correct PIR matter?
Using the wrong PIR can lead to under- or over-taxation.
How do I use this PIE Tax tool?
Use the live tool above, enter the amounts that match your situation, and review the estimate together with the official guidance linked on this page.
Does this replace official IRD calculations?
No. This calculator or guide provides estimates and general information only, so you should still confirm the final position with official IRD guidance or professional advice where needed.
Where can I verify this with IRD?
Use the official guidance linked on this page to check the published rules, thresholds, filing expectations, and definitions that apply to PIE Tax.