All calculators
26 calculators and comparison tools. Choose a topic below; reference guides and business tools are listed separately.
Individuals & Pay
Income Tax (Individuals)Progressive personal tax brackets for annual taxable income.PAYEEmployer withholding on salary and wage payments.Tax RefundCompare PAYE deducted with estimated income tax and ACC for straightforward salary or wage income.KiwiSaverRetirement savings with employee contributions and member tax credits.Student Loan RepaymentsRepayment deductions above the annual threshold for NZ-based borrowers.ACC Earners LevyLevy on earnings up to the annual ACC cap.Independent Earner Tax CreditIndependent earner tax credit for eligible income from $24,000 to $70,000.Percentage CalculatorSimple percentage, discount, increase, decrease, and percentage difference calculator.
Business & Work
Self-Employed TaxEstimate sole trader income tax, ACC, GST impact, and take-home income.Hourly Rate CalculatorPlan your charge-out rate from an income goal or salary.Contractor vs EmployeeCompare estimated take-home income in two work arrangements.Employee Cost vs ContractorCompare employer costs with a contractor arrangement.Company Income TaxFlat-rate tax on company taxable profits.GSTGoods and Services Tax on most supplies in New Zealand.GST Return EstimateEstimate GST collected less claimable GST on purchases.Provisional TaxTax paid during the year when residual income tax is high enough.DepreciationTax deductions for decline in value of business assets.
Property & Investment
Bright-line Property TaxTax rule for gains on some residential property sales inside the bright-line period.Rental Income TaxTax treatment of residential property income and deductions.RLWTResidential land withholding tax on some offshore-related property sales.PIE TaxTax on portfolio investment entity income using PIR rates.FIFForeign investment fund income calculations for offshore holdings.RWTResident withholding tax on interest and some dividends.
Specialist Tax
Tools
Free browser-based business tools, listed separately from the tax calculators.
Reference guides
These pages explain rules and rates; they are not interactive calculators.